Pinellas Flood Zone Checker
Pinellas is a peninsula, so flood risk can change from one street to the next. Enter any address to see its official FEMA flood zone, whether a lender will require flood insurance, and what to ask before you make an offer.
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- 🌊 Its FEMA flood zone and hurricane evacuation zone
- 📋 Permit history, including when the roof was last permitted (when it's on record)
- ❓ The questions to ask your insurance agent before you tour
Before you buy in Pinellas
- Ask for an elevation certificate. It often affects the flood premium more than the zone does.
- Read the seller's flood disclosure. Florida sellers must disclose past flood claims, FEMA assistance, and known flooding.
- Get insurance quotes during your inspection period, not after. In Pinellas, insurance can swing a monthly payment by hundreds of dollars.
- Know your hurricane evacuation zone too. Look it up with Pinellas County's Know Your Zone.
Flood zones come from FEMA's National Flood Hazard Layer, evacuation zones from Pinellas County GIS, and address matching from the U.S. Census geocoder. Zones can be approximate near boundaries. This is general information, not an official flood determination or insurance advice. Michael Troise, REALTOR®, Nex Realty (#SL3664135). Equal Housing Opportunity.