Palm Harbor, FL Real Estate Market
North-county space, golf, and the waterfront
Typical asking price
$388k
-6.0% vs last year
Active listings
451
136 new this month
Days on market
76
typical to contract
Price cuts
24.4%
of listings
What it means
Homes in Palm Harbor are taking about 76 days to go under contract, faster than the Pinellas average of 86 days. Well-priced homes here draw buyers quickly.
24.4% of listings have cut their price, compared with 25.0% across Pinellas. Sellers here are holding their prices better than the county overall.
| ZIP | Median asking | vs last year | Active | Days on market |
|---|---|---|---|---|
| 34683 | $499k | -3.1% | 155 | 69 |
| 34684 | $297k | -9.2% | 212 | 76 |
| 34685 | $414k | -3.4% | 84 | 88 |
Living in Palm Harbor
Palm Harbor is an unincorporated community in north Pinellas. It's home to Innisbrook Resort, which hosts the PGA Tour's Valspar Championship, and the historic, walkable Old Palm Harbor downtown. Crystal Beach and Sutherland Bayou offer waterfront living on St. Joseph Sound.
Housing is mostly single-family homes on larger lots than in south county, plus golf-course communities, townhomes, and condos.
- Innisbrook Resort and the Valspar Championship
- Old Palm Harbor's small downtown
- Pinellas Trail and waterfront parks
- Larger lots than much of south Pinellas
🌊 Flood & insurance in Palm Harbor
Waterfront areas like Crystal Beach can sit in high-risk coastal zones, while much of inland Palm Harbor is lower risk.
Check any Palm Harbor address's flood zone →What's your Palm Harbor home worth?
Online estimates miss what moves value here: elevation, roof age, and insurance costs. I'll put together a free Comparative Market Analysis from recent Palm Harbor sales.
Found a home in Palm Harbor? Send me the link.
Paste a Zillow, Redfin, or Realtor.com link (or just the address). Within 24 hours I'll send back:
- 🌊 Its FEMA flood zone and hurricane evacuation zone
- 📋 Permit history, including when the roof was last permitted (when it's on record)
- ❓ The questions to ask your insurance agent before you tour
Get the Pinellas Market Pulse
Verified Pinellas numbers in your inbox once a month.